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Why you should get an appraisal from Appraisers Now, Inc.
Thousands of people in Louisiana purchase, sell or refinance their home every month. A lot of these transactions include a simple line item for an appraisal.
Nearly all lenders still call for a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation systems that may seem less expensive than an appraisal.
But is obtaining a mortgage the only reason to get an appraisal? Are there more times when the services of a certified, independent real estate professional could come in handy? You bet.
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When you're planning on any transaction where the likely sales price of your property is in question, just contact Appraisers Now, Inc.. Just click here
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Appeal your tax assessment in Jefferson County
If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes.
An appraisal from Appraisers Now, Inc. is your best evidence when building your case.
At Appraisers Now, Inc.,we can assist you in disputing your tax assessment.
Getting rid of your PMI will lower your mortgage payment
Private Mortgage Insurance, or PMI, is a supplemental insurance policy that almost all lenders ask home owners to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the home.
Since the additional payment is usually bundled into the monthly mortgage payment, it is often forgotten.
This is bad because PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level.
In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to eliminate the PMI installments when the balance is paid down to 78% of the original value.
Appraisers Now, Inc. will give you a statement regarding the value of your home, and the expense of the appraisal can usually be offset in little time because you'll no longer be paying the PMI.
Settling a divorce with less stress
A divorce is often complicated by the strenuous decision of who keeps the property, and it can be a very traumatic ordeal for both parties.
It's a good idea to get an appraisal from Appraisers Now, Inc. so both parties are completely aware of the true market value of their property, regardless of the circumstances.
If the parties want to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Fair and accurate estate liquidation with help from Appraisers Now, Inc.Settling an estate
Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved.
The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.
Most Americans don't have dedicated estate planners or executors to manage these matters, unlike many wealthy individuals.
And seeing that a home or other property often makes up an unequal share of the total estate value, knowing the precise value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've gotten a fair deal.
Let Appraisers Now, Inc. assist you in relocating to or from Jefferson County
We are familiar with the headaches involved with an employee relocation.
That's why we take great care in organizing a convenient appointment time for the appraisal inspection.
During our detailed process, we recommend relocating employees to provide remarks on the positive characteristics of their property, along with information about any current sales or listings in their area that they want considered.
Don't sell out short or let your home stay on the market too long.
A professional appraisal will help you make a better educated decision when determining your selling price, whether you decide to sell your home on your own or use the assistance of a real estate agent.
Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for.
Our fees are derived from our efforts to perform the appraisal report and not a percentage of the sales price.
On a daily basis, we analyze the difference in value things like an extra bathroom or a kitchen remodel can make.
And we're experts in knowing how long homes are on the market. So, obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.
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